{"id":6377,"date":"2025-11-08T01:31:56","date_gmt":"2025-11-08T00:31:56","guid":{"rendered":"https:\/\/www.reabyom.com\/it-it\/?p=6377"},"modified":"2025-11-08T01:31:57","modified_gmt":"2025-11-08T00:31:57","slug":"che-cose-limposta-sostitutiva","status":"publish","type":"post","link":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/","title":{"rendered":"Che cos\u2019\u00e8 l\u2019imposta sostitutiva"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong><strong><strong>Che cos\u2019\u00e8 l\u2019imposta sostitutiva<\/strong>: cos\u2019\u00e8, quando si paga e quanto incide davvero<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Imposta sostitutiva del mutuo: cos\u2019\u00e8, quando si paga e quanto incide davvero<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Quando si accende un mutuo per acquistare o ristrutturare un immobile, si parla spesso di interessi, spread e spese notarili. Ma tra i costi accessori esiste una voce che in molti trascurano, pur essendo obbligatoria: <strong>l\u2019imposta sostitutiva del mutuo<\/strong>.<br>Si tratta di una tassa unica che semplifica ci\u00f2 che un tempo era un mosaico di imposte diverse. Capire come funziona aiuta a stimare meglio i costi reali e ad evitare spiacevoli sorprese.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Che cos\u2019\u00e8 l\u2019imposta sostitutiva<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019imposta sostitutiva \u00e8 un\u2019imposta unica che si applica <strong>a tutti i mutui con durata superiore a 18 mesi<\/strong>, indipendentemente dalla banca o dalla finalit\u00e0 (acquisto, ristrutturazione, liquidit\u00e0).<br>Come suggerisce il nome, \u201csostituisce\u201d una serie di imposte che in passato si pagavano separatamente:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>imposta di registro,<\/li>\n\n\n\n<li>imposta di bollo,<\/li>\n\n\n\n<li>imposta ipotecaria e catastale,<\/li>\n\n\n\n<li>tasse sulle concessioni governative.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In sostanza, invece di dover affrontare diversi versamenti e calcoli, oggi si paga <strong>un\u2019unica tassa semplificata<\/strong>, trattenuta direttamente al momento della stipula del mutuo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Quanto si paga: percentuali e calcolo<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019importo dell\u2019imposta sostitutiva varia <strong>in base al tipo di mutuo<\/strong> e <strong>alla destinazione dell\u2019immobile<\/strong>.<br>Vediamo i casi principali.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83c\udfe0 <strong>Mutuo prima casa<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Chi acquista la prima abitazione e beneficia delle agevolazioni fiscali paga <strong>lo 0,25%<\/strong> dell\u2019importo del mutuo.<br>\ud83d\udc49 Esempio: per un mutuo da 150.000 euro, l\u2019imposta \u00e8 di <strong>375 euro<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Se per\u00f2 si perdono i requisiti \u201cprima casa\u201d (ad esempio, vendendo l\u2019immobile prima di 5 anni o non trasferendo la residenza entro 18 mesi), sar\u00e0 necessario <strong>integrare la differenza<\/strong> fino all\u2019aliquota piena del 2%, con interessi e sanzioni.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83c\udfe1 <strong>Mutuo seconda casa<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Per chi acquista una seconda abitazione, l\u2019imposta sostitutiva sale al <strong>2%<\/strong> dell\u2019importo del mutuo.<br>\ud83d\udc49 Su un prestito da 150.000 euro, significa <strong>3.000 euro di tassa unica<\/strong>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udd27 <strong>Mutuo per ristrutturazione<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Anche per i mutui destinati a ristrutturare un immobile si applica l\u2019imposta sostitutiva:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>0,25%<\/strong> se si tratta della prima casa;<\/li>\n\n\n\n<li><strong>2%<\/strong> se la ristrutturazione riguarda una seconda abitazione.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udcb6 <strong>Mutuo liquidit\u00e0<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Nel caso di un mutuo richiesto per ottenere liquidit\u00e0, la normativa applica la stessa aliquota della <strong>prima casa: 0,25%<\/strong>.<br>Quindi, sempre su 150.000 euro, si pagano <strong>375 euro di imposta sostitutiva<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Come si paga<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nessuna burocrazia aggiuntiva per il contribuente: l\u2019imposta viene <strong>trattenuta direttamente dalla banca<\/strong> al momento della stipula e <strong>versata all\u2019Agenzia delle Entrate<\/strong> tramite il notaio.<br>\u00c8 una tassa <strong>una tantum<\/strong>, quindi non dovr\u00e0 essere ripetuta negli anni n\u00e9 rinnovata in caso di pagamenti successivi del mutuo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u00c8 possibile detrarla fiscalmente?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>S\u00ec, almeno in parte.<\/strong><br>L\u2019imposta sostitutiva rientra tra le <strong>spese accessorie del mutuo<\/strong>, insieme ai costi di perizia, istruttoria e notaio.<br>Per chi ha acquistato una prima casa, nel primo anno \u00e8 possibile <strong>detrare il 19%<\/strong> di questi oneri fino a un massimo di 4.000 euro.<br>Negli anni successivi, invece, sar\u00e0 possibile portare in detrazione <strong>solo gli interessi passivi<\/strong> e non pi\u00f9 le spese accessorie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Domande frequenti<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udd39 In un mutuo cointestato, se uno degli intestatari compra la prima casa e l\u2019altro una seconda, quanto si paga?<\/strong><br>In questo caso si applicano due aliquote diverse: <strong>0,25%<\/strong> sulla quota di chi acquista la prima casa e <strong>2%<\/strong> sulla quota di chi compra la seconda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udd39 Se si fa una surroga del mutuo, si paga di nuovo l\u2019imposta sostitutiva?<\/strong><br>No. La surroga non prevede il pagamento di una nuova imposta, poich\u00e9 il finanziamento non viene estinto ma semplicemente trasferito a un\u2019altra banca.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udd39 Se si estingue il mutuo in anticipo, si pu\u00f2 chiedere il rimborso?<\/strong><br>No, l\u2019imposta non \u00e8 rimborsabile: \u00e8 una tassa legata all\u2019erogazione del mutuo e si paga una sola volta.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>In conclusione<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019imposta sostitutiva \u00e8 una voce di spesa spesso ignorata, ma essenziale per comprendere il costo reale di un mutuo.<br>Per chi compra la prima casa \u00e8 un onere contenuto, ma per le seconde abitazioni o per chi perde le agevolazioni pu\u00f2 diventare significativo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Conoscere in anticipo le regole permette di pianificare al meglio l\u2019investimento e valutare con consapevolezza <strong>il budget necessario per acquistare o ristrutturare casa<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1Reabyom aiuta<em> i clienti a orientarsi tra normative, agevolazioni e opportunit\u00e0 del mercato immobiliare, perch\u00e9 una casa non \u00e8 solo un acquisto: \u00e8 una scelta di vita che va fatta con chiarezza e serenit\u00e0.<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Claudia Piccone<\/strong><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Agente immobiliare<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Sito Web: <a href=\"https:\/\/www.reabyom.com\/it-it\/\"><strong>www.reabyom.com<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Che cos\u2019\u00e8 l\u2019imposta sostitutiva: cos\u2019\u00e8, quando si paga e quanto incide davvero Imposta sostitutiva del mutuo: cos\u2019\u00e8, quando si paga e quanto incide davvero Quando si accende un mutuo per acquistare o ristrutturare un immobile, si parla spesso di interessi, spread e spese notarili. Ma tra i costi accessori esiste una voce che in molti [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6378,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20,23,1,24],"tags":[19],"class_list":["post-6377","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-amministrazione","category-fiscale","category-immobli","category-investimenti-immobiliari","tag-acquisto"],"featured_image_src":{"landsacpe":["https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/11\/accounting-6063321_1280-1140x445.png",1140,445,true],"list":["https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/11\/accounting-6063321_1280-463x348.png",463,348,true],"medium":["https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/11\/accounting-6063321_1280-300x300.png",300,300,true],"full":["https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/11\/accounting-6063321_1280.png",1280,1280,false]},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Che cos\u2019\u00e8 l\u2019imposta sostitutiva - Reabyom<\/title>\n<meta name=\"description\" content=\"Che cos\u2019\u00e8 l\u2019imposta sostitutiva: cos\u2019\u00e8, quando si paga, quanto incide davvero. imposta unica applicata ai mutui con durata superiore a 18 mesi\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Che cos\u2019\u00e8 l\u2019imposta sostitutiva - Reabyom\" \/>\n<meta property=\"og:description\" content=\"Che cos\u2019\u00e8 l\u2019imposta sostitutiva: cos\u2019\u00e8, quando si paga, quanto incide davvero. imposta unica applicata ai mutui con durata superiore a 18 mesi\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/\" \/>\n<meta property=\"og:site_name\" content=\"Reabyom\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Reabyom\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-08T00:31:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-08T00:31:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/11\/accounting-6063321_1280.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Reabyom\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@reabyom\" \/>\n<meta name=\"twitter:site\" content=\"@reabyom\" \/>\n<meta name=\"twitter:label1\" content=\"Scritto da\" \/>\n\t<meta name=\"twitter:data1\" content=\"Reabyom\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo di lettura stimato\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minuti\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/\"},\"author\":{\"name\":\"Reabyom\",\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/#\\\/schema\\\/person\\\/60b4ead504e9db2a5f52f0a1ec04dda3\"},\"headline\":\"Che cos\u2019\u00e8 l\u2019imposta sostitutiva\",\"datePublished\":\"2025-11-08T00:31:56+00:00\",\"dateModified\":\"2025-11-08T00:31:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/\"},\"wordCount\":708,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/accounting-6063321_1280.png\",\"keywords\":[\"Acquisto\"],\"articleSection\":[\"Amministrazione\",\"Fiscale\",\"Immobli\",\"Investimenti immobiliari\"],\"inLanguage\":\"it-IT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/\",\"url\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/\",\"name\":\"Che cos\u2019\u00e8 l\u2019imposta sostitutiva - Reabyom\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/accounting-6063321_1280.png\",\"datePublished\":\"2025-11-08T00:31:56+00:00\",\"dateModified\":\"2025-11-08T00:31:57+00:00\",\"description\":\"Che cos\u2019\u00e8 l\u2019imposta sostitutiva: cos\u2019\u00e8, quando si paga, quanto incide davvero. imposta unica applicata ai mutui con durata superiore a 18 mesi\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/#breadcrumb\"},\"inLanguage\":\"it-IT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"it-IT\",\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/accounting-6063321_1280.png\",\"contentUrl\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/accounting-6063321_1280.png\",\"width\":1280,\"height\":1280,\"caption\":\"Che cos\u2019\u00e8 l\u2019imposta sostitutiva reabyom.com it-it\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/blog\\\/2025\\\/11\\\/08\\\/che-cose-limposta-sostitutiva\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Che cos\u2019\u00e8 l\u2019imposta sostitutiva\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/#website\",\"url\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/\",\"name\":\"Reabyom\",\"description\":\"La strategia completa per la VENDITA dei tuoi Immobili\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"it-IT\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/#organization\",\"name\":\"Reabyom\",\"url\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"it-IT\",\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/logo-reabyom-reabyom-com-it-it.png\",\"contentUrl\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/logo-reabyom-reabyom-com-it-it.png\",\"width\":289,\"height\":56,\"caption\":\"Reabyom\"},\"image\":{\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Reabyom\\\/\",\"https:\\\/\\\/x.com\\\/reabyom\",\"https:\\\/\\\/www.instagram.com\\\/reabyom\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/reabyom\\\/\",\"https:\\\/\\\/www.tiktok.com\\\/@reabyom\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.reabyom.com\\\/it-it\\\/#\\\/schema\\\/person\\\/60b4ead504e9db2a5f52f0a1ec04dda3\",\"name\":\"Reabyom\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"it-IT\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/718bbafc699e3b4ec9d6badaa50849788475c257bdacf27996d6db5d81ac2fe4?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/718bbafc699e3b4ec9d6badaa50849788475c257bdacf27996d6db5d81ac2fe4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/718bbafc699e3b4ec9d6badaa50849788475c257bdacf27996d6db5d81ac2fe4?s=96&d=mm&r=g\",\"caption\":\"Reabyom\"},\"sameAs\":[\"https:\\\/\\\/www.reabyom.com\\\/it-it\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Che cos\u2019\u00e8 l\u2019imposta sostitutiva - Reabyom","description":"Che cos\u2019\u00e8 l\u2019imposta sostitutiva: cos\u2019\u00e8, quando si paga, quanto incide davvero. imposta unica applicata ai mutui con durata superiore a 18 mesi","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/","og_locale":"it_IT","og_type":"article","og_title":"Che cos\u2019\u00e8 l\u2019imposta sostitutiva - Reabyom","og_description":"Che cos\u2019\u00e8 l\u2019imposta sostitutiva: cos\u2019\u00e8, quando si paga, quanto incide davvero. imposta unica applicata ai mutui con durata superiore a 18 mesi","og_url":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/","og_site_name":"Reabyom","article_publisher":"https:\/\/www.facebook.com\/Reabyom\/","article_published_time":"2025-11-08T00:31:56+00:00","article_modified_time":"2025-11-08T00:31:57+00:00","og_image":[{"width":1280,"height":1280,"url":"https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/11\/accounting-6063321_1280.png","type":"image\/png"}],"author":"Reabyom","twitter_card":"summary_large_image","twitter_creator":"@reabyom","twitter_site":"@reabyom","twitter_misc":{"Scritto da":"Reabyom","Tempo di lettura stimato":"4 minuti"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/#article","isPartOf":{"@id":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/"},"author":{"name":"Reabyom","@id":"https:\/\/www.reabyom.com\/it-it\/#\/schema\/person\/60b4ead504e9db2a5f52f0a1ec04dda3"},"headline":"Che cos\u2019\u00e8 l\u2019imposta sostitutiva","datePublished":"2025-11-08T00:31:56+00:00","dateModified":"2025-11-08T00:31:57+00:00","mainEntityOfPage":{"@id":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/"},"wordCount":708,"commentCount":0,"publisher":{"@id":"https:\/\/www.reabyom.com\/it-it\/#organization"},"image":{"@id":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/#primaryimage"},"thumbnailUrl":"https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/11\/accounting-6063321_1280.png","keywords":["Acquisto"],"articleSection":["Amministrazione","Fiscale","Immobli","Investimenti immobiliari"],"inLanguage":"it-IT","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/","url":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/","name":"Che cos\u2019\u00e8 l\u2019imposta sostitutiva - Reabyom","isPartOf":{"@id":"https:\/\/www.reabyom.com\/it-it\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/#primaryimage"},"image":{"@id":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/#primaryimage"},"thumbnailUrl":"https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/11\/accounting-6063321_1280.png","datePublished":"2025-11-08T00:31:56+00:00","dateModified":"2025-11-08T00:31:57+00:00","description":"Che cos\u2019\u00e8 l\u2019imposta sostitutiva: cos\u2019\u00e8, quando si paga, quanto incide davvero. imposta unica applicata ai mutui con durata superiore a 18 mesi","breadcrumb":{"@id":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/#breadcrumb"},"inLanguage":"it-IT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/"]}]},{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/#primaryimage","url":"https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/11\/accounting-6063321_1280.png","contentUrl":"https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/11\/accounting-6063321_1280.png","width":1280,"height":1280,"caption":"Che cos\u2019\u00e8 l\u2019imposta sostitutiva reabyom.com it-it"},{"@type":"BreadcrumbList","@id":"https:\/\/www.reabyom.com\/it-it\/blog\/2025\/11\/08\/che-cose-limposta-sostitutiva\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.reabyom.com\/it-it\/"},{"@type":"ListItem","position":2,"name":"Che cos\u2019\u00e8 l\u2019imposta sostitutiva"}]},{"@type":"WebSite","@id":"https:\/\/www.reabyom.com\/it-it\/#website","url":"https:\/\/www.reabyom.com\/it-it\/","name":"Reabyom","description":"La strategia completa per la VENDITA dei tuoi Immobili","publisher":{"@id":"https:\/\/www.reabyom.com\/it-it\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.reabyom.com\/it-it\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"it-IT"},{"@type":"Organization","@id":"https:\/\/www.reabyom.com\/it-it\/#organization","name":"Reabyom","url":"https:\/\/www.reabyom.com\/it-it\/","logo":{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/www.reabyom.com\/it-it\/#\/schema\/logo\/image\/","url":"https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/06\/logo-reabyom-reabyom-com-it-it.png","contentUrl":"https:\/\/www.reabyom.com\/it-it\/wp-content\/uploads\/2025\/06\/logo-reabyom-reabyom-com-it-it.png","width":289,"height":56,"caption":"Reabyom"},"image":{"@id":"https:\/\/www.reabyom.com\/it-it\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Reabyom\/","https:\/\/x.com\/reabyom","https:\/\/www.instagram.com\/reabyom\/","https:\/\/www.linkedin.com\/company\/reabyom\/","https:\/\/www.tiktok.com\/@reabyom"]},{"@type":"Person","@id":"https:\/\/www.reabyom.com\/it-it\/#\/schema\/person\/60b4ead504e9db2a5f52f0a1ec04dda3","name":"Reabyom","image":{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/secure.gravatar.com\/avatar\/718bbafc699e3b4ec9d6badaa50849788475c257bdacf27996d6db5d81ac2fe4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/718bbafc699e3b4ec9d6badaa50849788475c257bdacf27996d6db5d81ac2fe4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/718bbafc699e3b4ec9d6badaa50849788475c257bdacf27996d6db5d81ac2fe4?s=96&d=mm&r=g","caption":"Reabyom"},"sameAs":["https:\/\/www.reabyom.com\/it-it"]}]}},"_links":{"self":[{"href":"https:\/\/www.reabyom.com\/it-it\/wp-json\/wp\/v2\/posts\/6377","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.reabyom.com\/it-it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.reabyom.com\/it-it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.reabyom.com\/it-it\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.reabyom.com\/it-it\/wp-json\/wp\/v2\/comments?post=6377"}],"version-history":[{"count":1,"href":"https:\/\/www.reabyom.com\/it-it\/wp-json\/wp\/v2\/posts\/6377\/revisions"}],"predecessor-version":[{"id":6379,"href":"https:\/\/www.reabyom.com\/it-it\/wp-json\/wp\/v2\/posts\/6377\/revisions\/6379"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.reabyom.com\/it-it\/wp-json\/wp\/v2\/media\/6378"}],"wp:attachment":[{"href":"https:\/\/www.reabyom.com\/it-it\/wp-json\/wp\/v2\/media?parent=6377"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.reabyom.com\/it-it\/wp-json\/wp\/v2\/categories?post=6377"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.reabyom.com\/it-it\/wp-json\/wp\/v2\/tags?post=6377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}